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THE FACTS
What is Amendment 69?
Also known as ColoradoCare, Amendment 69 is a single-payer healthcare initiative that will create a government run, universal healthcare system in Colorado. Due to appear on the 2016 general election ballot, the passage of Amendment 69 would eliminate private health insurance and subsidies provided through Colorado’s insurance exchange and funding for Medicaid.
 
Who is responsible for assuring care?

Guest Article by Kristen Deevy, Strategic Retirement Partners

The long wait it over! The Department of Labor (DOL) has finalized its Conflict of Interest rule. The question is “Did you know you were waiting for it?” As an employer you may not have heard about this new regulation, but your financial advisors have!

The DOL rule will dramatically affect how advisors and their broker dealer or Registered Investment Advisor (RIA) firms interact with employers who sponsor ERISA retirement plans and their plan participants, especially for IRA rollovers. Most of the rule’s provisions will go into effect in April 2017 while others go online in January 2018.

Tuesday, 12 April 2016 12:00

Telemedicine – Prix-fixe or A la Carte?

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Telemedicine has become a hot trend among insurance carriers and consumers. It’s not surprising since most services are now available online, so why not healthcare too? 

Telemedicine allows individuals to access a board certified and licensed physicians via phone, email or video chat - 24 hours a day and 7 days week - for common illnesses such as sore throats, UTI, allergies, common cold, eye infections, earaches and more. These doctors can diagnose and prescribe medication that the individual can pick up same-day.  

Monday, 25 April 2016 06:00

Are YOUR health plans compliant with ERISA?

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Mention ERISA, the Employee Retirement Income Security Act of 1974, and most business owners and HR professionals think of retirement plans.  We actually find, however, that while the vast majority of employers comply with ERISA on the retirement side, far fewer do on their health plan. How familiar are you with what being fully-compliant entails?  What risks is your company taking by not complying with ERISA?

As we audit our clients on ERISA compliance, one of the common themes we find is that employers often do not have a Plan

Tuesday, 22 March 2016 12:00

Reader Survey Results Are In

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In last month’s blog, we asked readers to weigh in on what topics were most important to them.  And the results are (drum roll please!):

You said the topics most important to you are, in order of importance:

    1. Strategies to reduce health care costs
    2. Benefits compliance
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