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Tuesday, 12 March 2019 15:52

Top Tips When Mixing FSAs and HSAs

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As most employers know, employees who have a traditional copay-style plan can be eligible for a Flexible Spending Account (FSA) plan to cover medical expenses pre-tax. But, If the employer instead offers a High-Deductible Health Plan or HDHP, employees can contribute into a Health Savings Account (HSA) on a pre-tax basis.

But what happens when the employer offers both a copay-style plan and an HDHP?

The health insurance broker community is not always portrayed in the best light in the media, sometimes with stories of hidden fees and behind-the-scenes bonuses due to the abuses of a few bad actors. Fall River Employee Benefits operates on a higher level, and always with honesty and our clients’ best interests in mind.

When an employee’s Group Life insurance plan ends, due to termination from the company or for other reasons, they don’t have to be left unprotected. Ex-employees are usually able to convert and/or port their coverage with the same Life carrier, but employers often are unaware of their obligations to the participant.

Friday, 15 February 2019 14:44

We’ve Got Your Back!

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As you know, Fall River specializes in brokering group healthcare policies for our valued clients. However, we realize that benefits are just one component of your Human Resources obligations. We have spent many years cultivating solid relationships with trusted strategic partners in other areas of your business operations.

Friday, 08 February 2019 14:10

Trump Proposes a Big Change to Prescription Rebates

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In late January, the Trump Administration proposed a substantial change to the way prescription drug rebates operate under Medicare Part D and Medicaid. While proponents argue that the change would help to lower consumers’ out-of-pocket costs for prescriptions, insurers warn that it would do the very opposite.

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