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Tuesday, 26 September 2017 18:41

Have you updated your CHIP notice?

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The U.S. Department of Labor has released an updated Children's Health Insurance Program (CHIP) model notice.  When was the last time you updated your required Annual Notices? Why does this matter?
Tuesday, 29 August 2017 11:16

Making Wellness Wearables Work

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Employers are constantly looking for ways to create effective, value-driven wellness programs for employees.  Wearables, such as various Fitbits (Charge 2, Blaze and Alta HR) and the Garmin Vivoactive, or watches from Apple or Samsung, have become a common motivational tool for employers who are implementing wellness programs. 

A recent survey conducted by Springbuk found that 35 percent of employers are currently using wearable devices. 
In a Twitter message on July 29th, U.S. President Donald Trump threatened to end government payments to health insurers if Congress did not pass a new healthcare bill. Trump tweeted "If a new HealthCare Bill is not approved quickly, BAILOUTS for Insurance Companies and BAILOUTS for Members of Congress will end very soon!"

The “BAILOUTS” that President Trump is referring to is the approximately $7 billion in cost-sharing reduction subsidies the federal government pays annually to reimburse insurers who are required under the ACA to reduce deductibles and out-of-pocket maximums for low-income Americans. Because of a pending lawsuit, the payments, which are determined by the Department of Health and Human Services, are currently being doled out on a month-to month basis. 
Tuesday, 08 August 2017 10:40

Common Misconceptions about Generic Drugs

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Generic drugs are a cheaper option than brand-name drugs, and work just as well for the vast majority of people. According to the FDA, the savings reach as much as 90% when prescribing generic vs. brand-name, saving consumers up to $10 billion every year.

Despite this cost advantage, there are a lot of misconceptions that are keeping consumers at arm’s length. 
Opiate addiction is a major issue in the U.S., most of which originates from prescription opiates, which are surprisingly easy to obtain. In fact, an estimated 207 million prescriptions for opiates were dispensed in 2013 alone. Prescription opiate abusers are far more likely to eventually develop an addiction to an illicit drug (such as heroin) addiction than a non-opiate abuser, as heroin will offer a similar high at a cheaper price. 
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