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While the legislative session in early 2019 included proposals in civil rights, economic security, and educational programs, there was also a large focus on healthcare initiatives. Coloradans continue to express concern about the affordability and access to quality healthcare coverage, and the state legislators believe they are making important strides toward addressing these challenges. 

Published in Healthcare Reform
Friday, 10 May 2019 11:27

Not All Surprises are Good

Over the past year, Fall River has seen an increase in a provider practice called “surprise medical billing” or “balance-billing.” Out-of-network providers will bill the patient even though they were seen at an in-network hospital and had no choice in who they were treated by. We have been anxiously awaiting legislation that would better-protect patients, and in early May Colorado lawmakers passed the Out-of-network Healthcare Services bill to address this issue.

Published in Healthcare Reform
Friday, 03 May 2019 10:23

Colorado HR Legislative Update

Guest Article by Michele J. Wagner, SHRM-SCP

The Colorado Legislature adjourned its 72nd session May 3, 2019, passing numerous bills affecting Colorado employers and employees. As of this writing, these bills were passed by the Legislature and sent to Governor Polis for signature. Below is a summary of the bills affecting employment and wage practices, including what you need to know and do (or don’t do) as an Employer.

Published in Healthcare Reform

Is your organization looking to implement a workplace wellness program? Has your company's wellness program faded or become stale? If so, now is the perfect time to design, reclaim and refresh your wellness program. As a part of our continued webinar series, we’ll be focusing on the challenges of implementing and sustaining powerful wellness programs.

Published in Wellness

Among the multitude of healthcare bills Colorado’s legislators have been debating this session is HB19-1168, the State Innovation Waiver Reinsurance Program. The proposal would authorize Colorado to request federal approval to implement a state-run reinsurance program aimed at reducing individual premium costs in the healthcare marketplace.

Published in Healthcare Reform
Friday, 26 April 2019 13:43

Hospital Price Transparency

Beginning in 2020, the Department of Health Care Policy and Financing will be required to report annual uncompensated costs and expenditure by using data submitted by hospitals. Governor Jared Polis signed the law as part of the bigger goal to reduce health care costs.

Published in Healthcare Reform

Medicare for All is a universal health care model (also known as single-payer plan) which has been developed and promoted in the past few years by Senator Bernie Sanders. This latest version is even broader, with the intent being to help more Americans access health care, especially those that are not in a traditional employment environment.

Published in Healthcare Reform
Tuesday, 12 March 2019 15:52

Top Tips When Mixing FSAs and HSAs

As most employers know, employees who have a traditional copay-style plan can be eligible for a Flexible Spending Account (FSA) plan to cover medical expenses pre-tax. But, If the employer instead offers a High-Deductible Health Plan or HDHP, employees can contribute into a Health Savings Account (HSA) on a pre-tax basis.

But what happens when the employer offers both a copay-style plan and an HDHP?

Published in Best Practices

The health insurance broker community is not always portrayed in the best light in the media, sometimes with stories of hidden fees and behind-the-scenes bonuses due to the abuses of a few bad actors. Fall River Employee Benefits operates on a higher level, and always with honesty and our clients’ best interests in mind.

Published in Fall River News
Friday, 15 February 2019 14:44

We’ve Got Your Back!

As you know, Fall River specializes in brokering group healthcare policies for our valued clients. However, we realize that benefits are just one component of your Human Resources obligations. We have spent many years cultivating solid relationships with trusted strategic partners in other areas of your business operations.

Published in Best Practices
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