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Best Practices

Best Practices (56)

Read about leading practices in employee benefits.

Tuesday, 12 March 2019 15:52

Top Tips When Mixing FSAs and HSAs

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As most employers know, employees who have a traditional copay-style plan can be eligible for a Flexible Spending Account (FSA) plan to cover medical expenses pre-tax. But, If the employer instead offers a High-Deductible Health Plan or HDHP, employees can contribute into a Health Savings Account (HSA) on a pre-tax…
Friday, 15 February 2019 14:44

We’ve Got Your Back!

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As you know, Fall River specializes in brokering group healthcare policies for our valued clients. However, we realize that benefits are just one component of your Human Resources obligations. We have spent many years cultivating solid relationships with trusted strategic partners in other areas of your business operations.
Wednesday, 16 January 2019 11:55

Auditing Invoices Saves Time and Money!

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Auditing your monthly insurance carrier invoices may not be the most exciting task on the HR to-do list, but it’s absolutely necessary to ensure correct employee enrollments and premiums. In our experience, carriers are much more likely to work with employers on correcting errors caught in the first few months,…
Fall River clients have complimentary access to HR360, a comprehensive online Human Resources portal designed to help you comply with employment and benefit laws in all 50 states. With HR360, you’ll find easy, step-by-step guidance on a broad range of laws and policies. Even non-clients can check it out at…
We wrote a blog article in April about Consumerism and how to empower your employees to be smart consumers of health care. We know how difficult and confusing benefits can be, so check out these five additional tips to continue this education for your employees to enable them to advocate…
Friday, 24 August 2018 10:30

Healthcare Claims Get Even More Confusing

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At Fall River we are committed to helping our members understand their health benefits and provider bills. We know that navigating the benefits world can be confusing, and unfortunately, we are seeing more and more claims situations that prove it’s getting ever more complicated. Here are recent examples of some…
Monday, 23 April 2018 13:43

How are you Teaching Employees Consumerism?

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Current benefit plans have given more purchasing and decision-making power to the members with higher out-of-pocket responsibilities. Members do not always understand what their benefit plans cover, and the costs associated to that coverage, which can cause a lot of confusion and frustration. We at Fall River Employee Benefits understand…
Recent articles from Benefits Pro and National Public Radio (NPR) claim that many patients are receiving unnecessary or “low-value” medical procedures, which are significantly increasing health care costs. According to Benefits Pro, “health care consumers are sinking $25 billion a year on low-value procedures”. The Washington Health Alliance, after reviewing…
Guest Article by Reagan Freed, Principal Consultant for Solvere HR Consulting Sexual harassment claims are rising at an alarming rate. The need for immediate action in response to these trends should be a priority for every organization. The growing “#MeToo” movement has given employees a platform to share their story…
The end of the year is quickly approaching which means several plans, such as Flexible Spending Accounts (FSA) and Health Reimbursement Arrangements (HRA), are ending for the 2017 year*. Depending on the details of those contracts (and whether they contain a rollover, carryover or grace period provision), employees have until…
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