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Juliet Fitzgibbons

Juliet Fitzgibbons

Juliet joins Fall River as an Account Executive and brings over 15 years of prior broker and account management experience. Her experience brings extensive knowledge on employee benefit programs, account management and creative cost-saving strategies and compliance solutions for employers of various sizes.

She is responsible for new business proposals, client renewals including plan benchmarking, rate analysis and mid-year reviews. She helps clients navigate healthcare systems and educates employers and employees through open enrollment meetings and day-to-day service requests. Juliet joined Fall River in 2015.

When consumers need to access emergency health care services, they usually do not have the time nor presence of mind to determine whether a provider treating them is in-network or not. When those emergencies expose them to out-of-network providers, the provider or facility may “balance bill” the consumer for amounts beyond what the insurer paid. This out-of-network balance billing can create financial burdens and undermine the consumer’s confidence that health insurance will protect them from financial hardship.

Fall River has been growing in recent years, and we’re still looking for more awesome clients like you! In your network, we know you are connected to some great people and, so we wanted to roll out the details of our new referral program! 
 
First, thank you to Kyle Covell of Censeares Consulting for referring us to a contact of his who needed health insurance brokerage services, and received a reward for doing so! We’d like to return the favor and share that we’ve known Kyle for many years, and as a fractional CFO he can be a trusted and integrated partner in your business. He can lead your entire finance and accounting needs, freeing you to focus on growing your business. Learn more about Kyle here.

To better understand how to best connect us with potential customers and get rewarded ....
Tuesday, 20 February 2018 11:24

FMLA Tax Credit 2018

The Family and Medical Leave Act of 1993 (FMLA) provides employees of companies with 50 or more workers up to 12 weeks of protected unpaid leave annually for their own serious health condition, for the adoption or birth of a child or to care for a spouse, child, or parent who is ill. On December 22, 2017, the Tax Cuts and Jobs Act was signed into law, creating a federal tax credit for employers providing paid family and medical leave beginning in 2018 and ending at the end of 2019.

 
Tuesday, 23 January 2018 14:39

Wellness on a Shoestring

With a new year just beginning and resolutions in full swing, the idea of Well-being and Wellness jumps into the limelight once again. This time, our focus becomes on keeping this conversation going all year long in partnering with employers of all sizes in the exploration of company wellness programs.

Some employers struggle to understand how to create a wellness program with little or no budget, but it can  be done. 
Guest Article by Reagan Freed, Principal Consultant for Solvere HR Consulting
 
Sexual harassment claims are rising at an alarming rate. The need for immediate action in response to these trends should be a priority for every organization.
 
The growing “#MeToo” movement has given employees a platform to share their story and callout misconduct in the workplace. These shared experiences are prompting increased openness about discussing the issue and will continue to give employees the confidence to bring forward claims that they may not have had the courage to do so previously. If your organization hasn’t had a claim, it doesn’t necessarily mean your current work environment will be safe from future claims.  

What You Should Do Right Now. This is a critical time for organizations to take a hard look at their culture, workplace behaviors, and policies to proactively assess areas of risk. Read more for the six steps every organization should take right now to protect their employees and the organization from distracting workplace behaviors and expensive legal claims: 
The end of the year is quickly approaching which means several plans, such as Flexible Spending Accounts (FSA) and Health Reimbursement Arrangements (HRA), are ending for the 2017 year*. Depending on the details of those contracts (and whether they contain a rollover, carryover or grace period provision), employees have until 12/31/17 to use any remaining funds in their FSA or to submit claims for reimbursement under the HRA. 
In a Twitter message on July 29th, U.S. President Donald Trump threatened to end government payments to health insurers if Congress did not pass a new healthcare bill. Trump tweeted "If a new HealthCare Bill is not approved quickly, BAILOUTS for Insurance Companies and BAILOUTS for Members of Congress will end very soon!"

The “BAILOUTS” that President Trump is referring to is the approximately $7 billion in cost-sharing reduction subsidies the federal government pays annually to reimburse insurers who are required under the ACA to reduce deductibles and out-of-pocket maximums for low-income Americans. Because of a pending lawsuit, the payments, which are determined by the Department of Health and Human Services, are currently being doled out on a month-to month basis. 
Opiate addiction is a major issue in the U.S., most of which originates from prescription opiates, which are surprisingly easy to obtain. In fact, an estimated 207 million prescriptions for opiates were dispensed in 2013 alone. Prescription opiate abusers are far more likely to eventually develop an addiction to an illicit drug (such as heroin) addiction than a non-opiate abuser, as heroin will offer a similar high at a cheaper price. 
Tuesday, 16 May 2017 11:14

Updates on ACA Reporting and Repeal

The American Health Care Act (AHCA) revised bill designed to repeal/replace the Affordable Care Act (ACA) passed on the House Floor on May 4, 2017. The revised bill included several amendments from the original bill, including changes to limits on Flexible Spending Account (FSA) contributions, age-ratio limits, coverage for pre-existing conditions and essential health benefits (EHB). The bill is headed to the Senate floor where it will either be amended, or the Senate could start from scratch with their own bill. 
Thursday, 27 April 2017 08:22

Introducing an Online One-Stop HR Solution

Fall River is excited to announce that our clients will now have complimentary access to HR360, a comprehensive online Human Resources portal designed to help you comply with employment and benefit laws in all 50 states. With HR360, you’ll find easy, step-by-step guidance on a broad range of laws and policies. Even non-clients can check it out at no cost! 

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