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What You Need to Know Before You Need to Know it

The health insurance and group benefits landscape is complicated. Rather than just trying to keep up on changes ourselves, we pride ourselves on being the ones out there on the forefront educating employers about changing regulations and the latest healthcare cost containment techniques. We typically conduct six webinars a year that are free for employers to attend, and publish at least three educational articles each month right here on this site, bringing you tips and tactics to manage your employee benefit plan more successfully.

We also regularly speak at public seminars sponsored by the Mile High and Boulder Area SHRM chapters, Mountain States Employers Council, the Colorado CO-SHRM conference, the Denver Metro Chamber of Commerce, and more– and all those events will be published here as well.

Check back regularly for update as you navigate your current healthcare challenges.


Recent Blogs

  • House Democrats Propose New National Health Insurance Program

    Medicare for All is a universal health care model (also known as single-payer plan) which has been developed and promoted in the past few years by Senator Bernie Sanders. This latest version is even broader, with the intent being to help more Americans access health care, especially those that are not in a traditional employment environment.

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  • Top Tips When Mixing FSAs and HSAs

    As most employers know, employees who have a traditional copay-style plan can be eligible for a Flexible Spending Account (FSA) plan to cover medical expenses pre-tax. But, If the employer instead offers a High-Deductible Health Plan or HDHP, employees can contribute into a Health Savings Account (HSA) on a pre-tax basis.

    But what happens when the employer offers both a copay-style plan and an HDHP?

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  • Is Your Health Insurance Broker Acting in YOUR Best Interest?

    The health insurance broker community is not always portrayed in the best light in the media, sometimes with stories of hidden fees and behind-the-scenes bonuses due to the abuses of a few bad actors. Fall River Employee Benefits operates on a higher level, and always with honesty and our clients’ best interests in mind.

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  • We’ve Got Your Back!

    As you know, Fall River specializes in brokering group healthcare policies for our valued clients. However, we realize that benefits are just one component of your Human Resources obligations. We have spent many years cultivating solid relationships with trusted strategic partners in other areas of your business operations.

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  • A Commonly Missed Employer Responsibility on Life Insurance

    When an employee’s Group Life insurance plan ends, due to termination from the company or for other reasons, they don’t have to be left unprotected. Ex-employees are usually able to convert and/or port their coverage with the same Life carrier, but employers often are unaware of their obligations to the participant.

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