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Get the Rates You Deserve With Partial Self Funding

Increasingly, employers with 25 or more employees are taking advantage of partially self funded arrangements. This benefit strategy enables healthy employers to pay less for the same coverage and stop subsidizing their competition.

Partial self funding means employers pay their members’ actual healthcare claims as incurred, with protection from large claims on any one individual or on the group as a whole. These plans give you more design flexibility, enable you to escape community rating and age banding, and give you more power to manage and predict your costs each year.

For those employers who haven’t previously worked in a partially self funded environment, we don’t recommend it as a quick fix to save costs in one year. When properly implemented for the right employers, partial self funding can be a wonderful paradigm shift enabling greater control and cost savings than the fully insured market allows.

Contact us to learn more about whether Partial Self Funding could be right for your organization.